Calculators We provide the selected financial calculators below to help you. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to facilitate further discussion. An more exhaustive collection of calculators can be found at: http://www.choosetosave.org/calculators/ www.mortgageloan.com/calculator/ Payroll calculators can be found by clicking HERE

Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.